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Personal Independence Payment is a benefit available to eligible adults in the UK who suffer due to a long-term illness or disability. Officials assess claimants to understand their eligibility which is based upon the level of difficulty they suffer in their daily lives. But can you have a job and still be eligible for PIP?
What is PIP?
PIP is a monetary payment given to people who have extra care needs or mobility needs as a result of a long-term illness or disability.
PIP is aimed at assisting adults who face additional costs because they have a long-term health condition, whether physical, sensory, mental, cognitive, intellectual or any combination of these.
The Department of Work and Pensions outlined changes it was making to PIP earlier this year.
These changes see alterations to the PIP claim process.
Specifically, these changes include:
- Managing medication and monitoring a health condition
- Safety and supervision
- Special diet as therapy
- Overwhelming psychological distress and planning journeys.
Who is eligible for PIP?
To be eligible for PIP you must be aged between 16 and State Pension age.
You become ineligible once you reach State Pension age.
You must also:
- Struggle with daily tasks or mobility because of your physical or mental health condition.
- Have suffered issues for at least three months and expect it to continue for another nine months.
- Typically live in England, Scotland or Wales when you apply
- Have lived in England, Scotland or Wales for at least two years, unless you are a refugee or an immediate family member of a refugee.
There are exceptions to these rules if you are terminally ill or in the armed forces.
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PIP is not based upon your condition or the medication you take, instead, it is based on how much your condition affects your life.
You are assessed based on the level of help you need with specific tasks.
You may be eligible if you need help with any of the following tasks:
- Getting dressed or undressed
- Making decisions about money
- Washing or bathing
- Eating and drinking
- Preparing and cooking food
- Your toilet needs or incontinence
- Planning a journey or following a route
- Reading or understanding written information
- Managing your treatments
- Moving around
- Mixing with others.
Can you work on PIP?
PIP can be paid regardless of your income, savings or National Insurance contributions.
It is a tax-free benefit which is paid to eligible persons who are deemed to incur extra costs because of a long-term health condition.
You can receive PIP whether you are working or studying.
PIP does not have any impact on any other benefits you may receive and in fact may increase them.
How much PIP could you receive?
You can receive between £23.60 and £151.40 a week if you are aged 16 and over, but have not yet reached State Pension age.
The amount one receives is dependent on how much their condition impacts their life, not the conditions itself.
PIP consists of two parts: the daily living component and the mobility component.
Each component is paid at either a standard or enhanced rate.
From April 2020 the weekly rates are as follows:
- Daily living component standard rate: £59.70
- Daily living component enhanced rate: £89.15
- Mobility component standard rate: £23.60
- Mobility component enhanced rate: £62.25.
There are no restrictions on how you spend your PIP money.
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